Bored of sitting down with friends around a barbecue with a beer? Here are five classic cocktails that you can make at home and feel proud of. These cocktails are simple and available at bars around the world; however, this time you don’t have to go to a bar. Mentioned below are five classic cocktail recipes that you can make for entertaining guests. Mojito Ingredients Rum – 2 ounces (dark or white) Caster sugar – 2 tsp or simple syrup – 4 tsp Lime – 1 Mint – 4 sprigs Soda Crushed ice Method Cut a lime into four quarters and place two of them into a tall glass. Add the mint sprigs, simple syrup or sugar, and then pour the rum. Use a muddler to muddle the mint sprigs and lime quarters along with the sugar and rum. Film the tall glass with crushed ice and pour the soda until half full. Use a spoon to tease some mixture that is at the bottom of the glass. Then add more soda until the glass is full. Martini Ingredients Gin or vodka – 3 ounces Dry vermouth – 1/2 ounce Olives Ice cubes Method Fill three-fourths of the shaker with ice cubes and add gin and dry vermouth.

Your net worth consists of your assets subtracted by your debts. While some assets are tangible, some are intangible. These are known as liquid assets. Liquid assets can further be defined as assets that can get converted into cash quickly. Some examples of liquid assets include cash, stocks, mutual funds, bank accounts, ETFs, and money market funds. Assets such as valuable items, real estate, and vehicles are not considered liquid assets since it takes longer for them to be converted into cash. Moreover, some of these might lose their value. Liquid assets are important because of the following reasons: Emergency Emergencies don’t inform you about their arrival, which is why you should always be prepared for the unexpected. When you have different types of liquid assets, you are better prepared for a personal emergency, even if it were to make you financially crippled. You will be able to immediately get back on track without stress if you have sufficient liquid assets. For example, if you are laid off from your job, then you can still manage to pay your bills and buy groceries until you find the perfect job because of your liquid assets. Low risk Markets are not always the same, which means you need a way to access your cash quickly whenever needed.

When you have a fixed income, you want to ensure that you save as much as possible so that your retirement is stress-free. However, when taxes come into the picture, your whole world can turn upside down. Different states offer different taxes. Here are a few things you should know about senior tax breaks for retirees. States that don’t impose income tax The best senior tax breaks for retirees is one that doesn’t impose any income tax. Seven states do not tax income. They are Washington, Alaska, South Dakota, Florida, Texas, Nevada, and Wyoming. Dividend and interest income are taxed by New Hampshire and Tennessee. This means that you can freelance or work as a consultant without paying taxes in Tennessee and New Hampshire. However, you should know that they charge taxes through other methods. Income tax breaks States without income taxes do give senior tax breaks for retirees. For example, most states enable retirees to get tax breaks on their pension income and some or all of Social Security benefits that they receive. Many states provide credit for a part of the pension income. These states include New York, Alabama, Virginia, Colorado, Hawaii, Arkansas, Oklahoma, and Georgia among others.

Top brand 4K televisions come with cutting edge technology that jams 8 million pixels in a single frame to give an impressive resolution that’s four times more precise than the regular full HD TV. There are many ways to catch some content with 4k. Netflix and amazon prime already provide streamers with 4k resolution content. Bringing pictures to life, this 4k technology comes with a resolution of 3840×2160. The best usage of this technology can be done by using it on a large screen. Here a few top brands to help you choose from: Sony X900F This TV does not employ OLED technology but gives great quality that is quite comparable to OLED TVs. This top brand 4k television comes in 49, 65, 75, and 85 inches. It uses the X1 Extreme processor and is an Android TV. The display consists of TRILUMINOS™ Display with X-Motion Clarity™. This TV is a complete steal because it offers more than what you pay for it. You can buy it for a great price of around $949.99. It has a backlog display for brightness and supports IMAX enhanced and Dolby vision content. You can integrate it into your smart home to avail of the facilities provided by it.

Long gone is the fad of a size-zero body, there are now a plethora of options for women with a fuller figure. It’s all about boosting confidence and having a style of your own. Herein, we enlisted the top five dress types that highly compliment plus-sized women. A-line Skirts Nothing complements a plus-sized woman more than an A-Line skirt. This is one of the simple designs for skirts and is always a winner. There are mixed opinions about this, but if you find the right top and your skirt is of the right length, you can pull it off just fine. Choose skirts that are right below the knee and not too long. All you have to do is style it for the occasion, a crisp tucked shirt for a formal occasion, a blouse for a party or just a tee for a girl night out – the color and fabric can help you find one that matches the occasion. Also, choose accessories that match the occasion. A-Line skirts give you a balanced and proportional appearance. Jeans If you do not have the perfect size of jeans, find one now. Find out how much elastic is there in the jeans fabric so that you find a comfortable pair.

It is never too late to invest in the stock market. Even if you have not invested before, you can start easily. If you are a beginner to the stock market, you can follow these important tips for stock investors that will help you start investing. Determine your goals One of the most important tips for stock investors is to decide the goals before starting. Do you want to invest in the stock market to increase your capital or to earn profits? Are you looking to make money for the next two years or are you saving for the long term? You need to decide your goals. Once you do that, you can decide on how you would invest. If you have extra money and want to invest it, you can take risks. Otherwise, you should invest safe, blue-chip stocks. Decide your investment mode There are two ways of investing. The first is by doing it yourself. Here, you need to understand the stock market, research various stocks, and then make the investments yourself. This calls for a lot of work and you also need to track the stock performance continuously. The other way is to take the help of an investment advisor.

In a time where scientists and world leaders are fighting to work toward not polluting the atmosphere and care about global warming, the least we can do is to keep our environment clean and nourished with natural resources. And for some, this starts with a well-maintained lawn that adds to the face value of the house and a sense of pride and achievement. Bit it comes at a cost and a lot of hard work. So, here are some eco-friendly and green lawn care tips that will help you do your bit for mother nature. Avoiding Gas-powered Equipment The first of our eco-friendly and green lawn care tips is to find alternative equipment that does not damage the environment, such as electric or battery-powered equipment. The usage of gas-powered equipment destroys our natural resources and is a major cause of pollution in the atmosphere. If time permits, the best way to manage the lawn is to do it by the person ideal. It gives you some quality personal time is a great stress buster for some. Adapt With Climatic Conditions Depending on the location of the property, you need to choose the type of grass that is used for the lawn.

While credit cards can be a convenience, not handling them responsibly can invite financial burdens that accumulate over time. Adding up credit card debt is expensive, and it can hurt your credit score very badly. It’s advisable to avoid having too many credit cards that can add up the debt. Make sure to use them judiciously to avoid the repercussions of a financial trap. Additionally, there are some important tips to avoid credit card debt that prove to be beneficial in the long run. Explore them here. Avoid New Debts While you are making monthly credit card payments don’t use them to make purchases. Put them away for a specific period of time and make cash purchases instead. Simultaneously, you can make a cash-flow analysis and see where your money is going. You will most probably come across unnecessary spending habits that you can avoid from now on. This gives you the chance to reduce and avoid credit card debt and save more for the future. Avoid Living Beyond Your Means When you buy items that you long for but don’t have cash in hand, you give in to temptation and make a credit card purchase. This is nothing but overspending and inviting the burden of not being able to pay off the balance on time.

Parents who want to start saving for college for students can invest money in the 529 plan. This is a state-sponsored savings plan for education that provides tax breaks. It allows parents to save the money needed for their child’s college education. What’s a 529 Plan? A 529 plan is a great option for saving for college for students. It is officially known as a qualified tuition plan. It is a plan offered by state governments to save money for a child’s college education without having to pay taxes. There are plans offered by private institutions and agencies. While these plans are also helpful in saving money, there are no tax breaks on these plans. This is an important consideration for parents. Investing money in such plans will mean they cannot get tax breaks. Prepaid Tuition Plans Prepaid tuition plans are one of the two types of 529 plans. There are plans where you prepay for college education in advance. These are plans where many universities and colleges participate. You can prepay the cost of a college education many years before your child starts studying. Once your child goes to college, he/she can join any of the colleges/universities in the plan with most of the tuition fees having been prepaid.

Checking accounts are simple, easy to operate, and convenient to manage. They work on an apparently basic principle: the customer deposits money into the account. And when they want to spend it, they can write a check, withdraw cash from an ATM, transfer funds, make online payments, etc. You may have maintained a checking account for years, or you may be someone who’s just opening one. Either way, it’s wise to keep yourself aware of the features, facilities, and pros and cons so that you stay ahead of the curve and protect your own interests and your hard-earned money. Get advice from experts and use these tips for optimizing a checking account to your advantage. Banks don’t always give you the entire information. Unless you specifically ask, they may not volunteer certain facts that could benefit the customer. Present the Right Documents Although most banks give you clear and complete information on the documents necessary to open a checking account, some of them may not. And this may lead to a rejection of your request. Your Account Can be Frozen This usually happens if your account has shown a negative balance over an extended period of time, or it has been inactive.